Insurance
What Travel Insurance Covers and Excludes
Travel insurance can be a lifesaver, but only if you understand the fine print before you buy. This guide explains what typical policies do and don’t cover, including medical treatment abroad, emergency evacuation, trip interruption and cancellation, delays, rental car protection, and lost or stolen baggage. It also highlights frequent exclusions - pre-existing conditions, risky activities, alcohol-related incidents, and documentation requirements - so you can avoid denied claims. You’ll get practical tips for comparing plans, choosing the right limits, and matching coverage to your itinerary and risk level.